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	<title>TISA Talk</title>
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		<title>PENSIONS TAX RELIEF – UPDATE</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=135</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=135#comments</comments>
		<pubDate>Fri, 02 Oct 2009 11:05:50 +0000</pubDate>
		<dc:creator>Malcolm Small</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.tisa.uk.com/tisatalk/?p=135</guid>
		<description><![CDATA[This briefing is intended to give an update on the continuing dialogue with HM Treasury and HM Revenue and Customs on the changes to tax relief for high earners announced in this year’s Budget, together with the “anti-forestalling” measures intended to prevent “abuse” before the changes are implemented in April 2011. TISA is represented through [...]]]></description>
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		<title>What is the future for SAYE and SIP schemes?</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=131</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=131#comments</comments>
		<pubDate>Fri, 07 Aug 2009 13:28:25 +0000</pubDate>
		<dc:creator>carolknight</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[I see there have been some stats released which indicate that fewer and fewer people are saving in SAYE or SIP schemes. One suggested reason for this downturn is that the interest rate has been cut, and now stands at just 0.54%. However, I can’t see this would be the only or even the main [...]]]></description>
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		<title>Public pensions vs private pensions</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=130</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=130#comments</comments>
		<pubDate>Thu, 30 Jul 2009 11:10:06 +0000</pubDate>
		<dc:creator>carolknight</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[The claims by business groups, right wing pressure groups and opposition politicians that public sector pensions are unaffordable, out of control and produce easy immediate public expenditure savings are all myths, according to a new TUC briefing published today (Thursday 30 July) – see http://www.tuc.org.uk/extras/publicsectorpensions.pdf . Are public sector pensions really unaffordable? There is indeed [...]]]></description>
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		<title>TISA Pre Budget Submission</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=129</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=129#comments</comments>
		<pubDate>Tue, 28 Jul 2009 16:05:53 +0000</pubDate>
		<dc:creator>carolknight</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[TISA will be submitting a range of suggestions for consideration for the Pre-Budget Report later this year. If you have any opinions about key issues with the various saving and investment schemes; opinions about what you think we should be lobbying for, or ideas on changes you would like to see in the regulations on [...]]]></description>
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		<title>THE AGEING POPULATION</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=127</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=127#comments</comments>
		<pubDate>Thu, 02 Jul 2009 08:42:30 +0000</pubDate>
		<dc:creator>Malcolm Small</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.tisa.uk.com/tisatalk/?p=127</guid>
		<description><![CDATA[A colleague passed me a copy of The Economist for 27th June, which contains a fascinating series of essays on the effects of the ageing society, called The End of Retirement, in a 14 page special. There is basic good news – we are all living longer, and healthier, lives. However, there are all sorts [...]]]></description>
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		<title>THE END FOR PRIVATE SECTOR DEFINED BENEFIT PENSIONS?</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=118</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=118#comments</comments>
		<pubDate>Fri, 12 Jun 2009 15:27:48 +0000</pubDate>
		<dc:creator>Malcolm Small</dc:creator>
				<category><![CDATA[Pensions]]></category>

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		<description><![CDATA[Recent days have seen several high-profile announcements by employers closing their Defined Benefit (DB) pension schemes, not just to new entrants, but to future accruals, effectively closing them down. Wm.Morrison, the supermarket chain, and Barclays Bank are particularly prominent companies in this respect but BP have also announced closure of their DB scheme from next [...]]]></description>
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		<title>Training</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=108</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=108#comments</comments>
		<pubDate>Fri, 29 May 2009 10:21:23 +0000</pubDate>
		<dc:creator>ahicks</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.tisa.uk.com/tisatalk/?p=108</guid>
		<description><![CDATA[Over the past few years TISA has been steadily increasing its training provision to both TISA member and non-member firms. Despite the current bleak economic outlook, especially in the financial services sector, which generally leads to the reduction in training budgets, attendance levels at TISA’s key ISA training sessions have been encouragingly positive and TISA [...]]]></description>
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		<title>Budget changes</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=77</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=77#comments</comments>
		<pubDate>Tue, 26 May 2009 11:58:51 +0000</pubDate>
		<dc:creator>TISA admin</dc:creator>
				<category><![CDATA[ISAs]]></category>

		<guid isPermaLink="false">http://www.tisa.uk.com/tisatalk/?p=77</guid>
		<description><![CDATA[TISA held a joint meeting of the Cash Savings and the Investment Savings Advisory Councils at HM Treasury where representatives of HM Treasury and HMRC were present both to answer questions and hear, at first hand, the implementation issues for providers across the whole ISA spectrum. In this meeting, and in a subsequent submission to [...]]]></description>
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		<title>The Pension Buy-Out Market and Annuities</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=74</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=74#comments</comments>
		<pubDate>Tue, 26 May 2009 11:51:00 +0000</pubDate>
		<dc:creator>Malcolm Small</dc:creator>
				<category><![CDATA[Pensions]]></category>

		<guid isPermaLink="false">http://www.tisa.uk.com/tisatalk/?p=74</guid>
		<description><![CDATA[The announcement over the weekend that Paternoster Assurance is to close to new business brings to a conclusion a brief new business flowering of one of the first innovators in the buy-out market. It had been rumoured for some time that difficulties were being experienced in raising the fresh capital needed to carry on writing [...]]]></description>
		<wfw:commentRss>http://www.tisa.uk.com/tisatalk/?feed=rss2&#038;p=74</wfw:commentRss>
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		<title>Pension buyouts – an inevitable truth?</title>
		<link>http://www.tisa.uk.com/tisatalk/?p=65</link>
		<comments>http://www.tisa.uk.com/tisatalk/?p=65#comments</comments>
		<pubDate>Tue, 19 May 2009 09:34:41 +0000</pubDate>
		<dc:creator>Malcolm Small</dc:creator>
				<category><![CDATA[Pensions]]></category>

		<guid isPermaLink="false">http://www.tisa.uk.com/tisatalk/?p=65</guid>
		<description><![CDATA[Far from reinvigorating the concept of a company owned pension scheme will the introduction of auto-enrolment in 2012 actually hasten its demise? At a recent TISA pensions seminar it was suggested that the arrival of auto-enrolment would drive an increase in pension buyout activity as employers are forced to face up to a sharp increase [...]]]></description>
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