CASS Spring Forum – London

Amin is a Partner in EY's Banking & Capital Markets Extended Assurance team with over 18 years of audit experience in the big 4. Amin specialises in Client Assets assurance and advisory engagements, and has worked with a number of Global Custodians, Investment Banks and other broker dealers on CASS audits, frameworks implementation, governance and controls reviews, as well as on a number of skilled persons reviews. Amin is also one of EY's CASS Independent Quality and Control Reviewers within EY's financial services audit practice

Chloé is a Managing Consultant in Bovill Newgate’s CASS, Safeguarding and Internal Audit practice. Chloé is an ACA qualified accountant and began her career as an external auditor in financial services prior to specialising in CASS audits. Chloé spent several years managing CASS audits for many investment firms before moving into advisory services. With Bovill Newgate, Chloé has worked with a variety of firms to provide support for FCA authorisations, variation of permissions, CASS health checks, CASS audit support, breach remediation and CASS training.

Tom is a Next Generation Partner in Financial Services and an "expert in UK and EU regulatory matters" (Legal 500). He specialises in advising buy and sell-side firms on financial markets regulation, as well as their tech and data providers. Tom regularly advises on M&A, securities, derivatives and complex commercial transactions in the regulated sector. Tom has in-house experience gained on secondment to Morgan Stanley, primarily supporting the Sales and Trading business, and at MetLife, supporting a complex restructuring. He is an active participant in the industry, as a member of the Financial Markets Law Committee's Banking, Infrastructure and Fintech Scoping Forums and through his contributions to various trade body working groups, including at UK Finance, ISDA and TISA.

Amy has over 20 years of experience working within financial services, and currently is head of CASS and Asset Management Controls within Coutts, NatWest. Amy’s CASS responsibilities span 6 legal entities including a large CASS firm, and a mix of CASS rule applicability from a collective investment fund to a depositary business. In previous roles, Amy has led on large scale remediation programmes, been involved in setting the Conduct Risk appetite for the Group from a second line perspective, and more recently led the review of products and services across the Bank as part of Consumer Duty implementation.

Shaid is based in Scotland where he received his undergraduate education in Finance & Risk Management at the Glasgow Caledonian University. He has gone on to have an extensive career in banking and investment services over the past 25 years in both the wholesale institutional and retail sectors in the UK and Europe. His career history includes firms such as Morgan Stanley, Scottish Widows, Barclays and most recently abrdn. For the past 12 years, Shaid has focused his attentions on client asset regulations in the UK and specifically the FCA’s CASS rules and has been a leading industry commentator on this topic in the UK. As Head of Client Assurance for abrdn’s Adviser business, Shaid is responsible for the oversight of client assets and operations of two of the UK’s largest investment platforms, Wrap & Elevate. Additionally, Shaid is a founding member of the Scottish CASS Forum, a member of the UK wide TISA CASS Technical Committee and Co-President of the CISI Scotland Committee. With these associations, Shaid has represented industry bodies in several CASS consultations with the FCA and other regulatory agencies in developing regulation and establishing industry best practise.

David Muckersie has 17 years of experience in asset management and financial services and is currently the Head of CASS Operational Oversight at T. Rowe Price. He specialises in regulatory compliance, with a focus on CASS frameworks, and has worked across a range of business models to manage and mitigate risks. In previous roles, David has successfully led large-scale regulatory initiatives, delivered strategic supplier transitions, and developed governance frameworks to ensure compliance with evolving regulations. He is highly experienced in stakeholder management and delivering practical solutions to complex regulatory challenges, ensuring alignment with industry standards.

Naomi is Head of CASS at Moneybox, a savings and investments app. She has 13 years of experience across both audit and industry and was a founding member of a CASS industry focus group for fintechs.

James Steele-Perkins is BDO’s Head of CASS. He has over 26 years of experience in Financial Services with more than 15 years focussed on client asset protection (both at PwC and BDO), operating in both the assurance and advisory sectors. James has a diverse background in client asset protection from leading CASS audit quality controls and signing annual CASS audit reports, along with having spent time at the FCA’s Client Asset Department in 2010/11, undertaking specialist client asset investigations and skilled person reviews, supporting firms remediate CASS issues, creating strong CASS governance and oversight frameworks and seeing first hand why these client asset rules are important in the event of an insolvency with experience of Lehman, Beaufort and Wealth Tek failures.

Edward has worked more than 17 years in the financial services practice at Forvis Mazars. He has focussed his regulatory work on CASS with clients across multiple sectors and business models. He is active at Forvis Mazars in the practical aspects of methodology and technical matters and is responsible for the internal ‘licensing’ of staff for CASS audit work. He has an especial interest in transferring knowledge to other practitioners. Edward represents Mazars at the ICAEW CASS and Safeguarding working party.

As Policy Director at TISA, Lisa has emerged as one of the leading voices in Consumer Duty, having brought together the industry to produce a comprehensive Best Practice Guide, and currently working to bring about a standardised framework for data sharing across the distribution chain. Lisa also leads TISA work on vulnerability, an area which she is particularly passionate about, having had lived experience. Lisa is an experienced outsourcing, risk and CASS specialist with over 25 years’ experience in financial services, with a particular focus on client protection. She has held senior roles encompassing oversight of outsourced delivery of services within the asset management sector to both retail and professional clients, and held the role of CF10a, an FCA approved role responsible for compliance to Client Asset Protection. Prior to this she held senior roles in a large outsourcing service provider, including as a Lead Client Relationship Manager responsible for delivering services appropriate for a regulated firm, and leading large operational finance teams based in the UK and India. She has significant experience in implementing oversight and risk management frameworks to effectively identify and manage the risks associated with outsourcing and offshoring regulated activities. During her time as a CF10a, she took a key role in a joint client/service provider remediation programme, gaining valuable experience and insight into meeting the regulators expectation in relation to service providers performance, and regulated firms oversight of its outsourcing arrangements. She has a breadth of regulatory knowledge, in particular with a deep understanding of SYSC; CASS; COBs; COLL; MiFID; and MiFID II and is accomplished in assisting senior managers to Board level in understanding regulatory obligations.