BLOG: From Worry to Wellness: Managing Money and Mental Health
By Lindsey Reed, Money Management Trainer at TISA
Every year, on October 10th, the world comes together to mark World Mental Health Day – a reminder that our wellbeing deserves care, attention, and compassion. While we often talk about mental health in the context of stress, relationships, and work, there is one factor that consistently plays a huge role in how we feel day to day: money.
According to the “Money and Mind Report 2025” by Schroders Personal Wealth, 62% of UK adults are concerned or very concerned about their finances, of which 79% say their mental wellbeing is affected. IFA Magazine
Financial pressures can weigh heavily on our mental health. Worries about paying bills, managing debt, or simply making ends meet can lead to a cycle of anxiety. This anxiety can in turn affect our ability to think clearly, make decisions, and even seek out opportunities that might improve our situation. The spiral can feel endless – and for many people, it’s not just about the numbers, it’s about how money connects to self-worth, security, and identity.
At TISA, we recognise that money isn’t just a practical matter, it’s also a deeply personal one. That’s why our approach brings together both practical tools and psychological support. We run workshops that go beyond budgeting tips and financial planning. Yes, we share actionable strategies, and just as importantly, we create space where people can begin to see something new about their own beliefs and thoughts around money.
This dual approach is powerful. When people realise that their relationship with money is not fixed, that it is possible to reshape their beliefs, they start to regain a sense of choice. Instead of being controlled by financial worries, they begin to feel more in control of their financial story. When practical steps are paired with a healthier mindset, people can move away from the anxiety spiral and towards resilience, confidence, and hope.
So what can be done to protect mental health when money worries arise?
- Talk about it: Money can feel like a taboo subject. Opening up in a safe environment can reduce isolation and shame.
- Challenge unhelpful beliefs: Notice the stories you tell yourself about money. Are they empowering or limiting?
- Take small practical steps: Even tiny actions, like setting up a savings pot or making a plan to tackle one bill at a time, can help regain a sense of control.
- Seek support: Whether through professional advice, workshops, or peer networks, support exists. No one has to face these challenges alone.
This World Mental Health Day, let’s remember: financial struggles don’t define us. With the right support, it’s possible to break free from the cycle of stress and step into a more balanced, hopeful relationship with money. Help is at hand, and with it comes the possibility of stronger mental health and greater wellbeing.
At TISA, we are committed to giving people both the tools and the perspective that can make all the difference. Because when people feel supported both practically and emotionally, they can move forward with clarity, confidence, and peace of mind.
Learn more about our Train the Trainer programme here: https://www.tisa.uk.com/the-essentials-of-money-management/